Which type of deed provides the highest level of protection to the grantee?

A warranty deed provides the highest level of protection to the grantee because it guarantees that the grantor has clear title to the property and has the right to transfer it. This type of deed includes specific covenants or promises regarding the title.

The warranty deed typically contains a covenant of seisin, which assures the buyer that the seller is the rightful owner and has the authority to sell the property. Additionally, it includes warranties against encumbrances, ensuring that the property is free from liens or other claims, except those specifically disclosed. If any title issues arise after the sale, the grantor is legally responsible for resolving them, thereby protecting the grantee’s investment.

In contrast, options such as a quitclaim deed provide minimal protection since they transfer whatever interest the grantor may have without any guarantees regarding the title. Similarly, a grant deed may offer some protection, but it typically does not provide the extensive assurances found in a warranty deed. The transfer deed, while a valid means of property transfer, usually lacks the comprehensive protections that characterize a warranty deed. Thus, a warranty deed is the best choice for a buyer seeking security in their property transaction.